What you can do with Xaurr

Get paid

Payment links, invoices with your branding, a storefront, Scan to Pay, a checkout for websites and a WooCommerce plugin. Customers pay by mobile money, bank transfer or card. Payment plans for instalments, rent and susu collections, and fundraisers.

Pay out

Money goes to your mobile money or bank account in your own name. Bulk payments and payroll for paying many people at once.

Run the business: Accounting and bookkeeping

Books that fill themselves from your real payments, plus manual entries, recurring entries and receipts (with AI Scan receipt). Profit and loss, balance sheet, cash flow statement, journal and trial balance. Money accounts for mobile money, bank and cash, bank reconciliation from a statement, closing a month, budgets, fixed assets with depreciation, money owed (unpaid invoices and bills), expense claims for your team and read-only access for your accountant. Exports to Excel, CSV and PDF.

Taxes (Ghana)

VAT with NHIL and GETFund on sales and purchases and a VAT summary for your return; PAYE and SSNIT for staff. Rates follow GRA's published rates; confirm with your accountant before filing.

Teams, inventory and customers

Team roles with maker-checker approvals, inventory, a simple CRM, smart dunning for overdue invoices, and audit tools.

For developers

A REST API with test and live keys, webhooks, and an MCP server so AI coding tools can use Xaurr. See Developers.

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